Attention homeowners in Enfield and Halifax County: Need an appraisal?

See the top 7 reasons why NC homeowners use Enfield Real Estate Center:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Halifax county's assessment of your propertyworth
To reduce your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a NC divorce, where property needs to be divided
Settle an estate in NC by determining the true market value of real estate in question

Do you own a house in or near Enfield? Do you need help determining the value of your real estate?
Contact Enfield Real Estate Center.

We at Enfield Real Estate Center understand the unique needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Enfield Real Estate Center, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Enfield Real Estate Center, we're seasoned in helping customers just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Enfield Real Estate Center is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Enfield Real Estate Center can provide you with a professional appraisal to help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.